Refinance
Purchase
Home Equity
Today's Rates

RATE APR
30 Yr Fixed 3.375% 3.50%
25 Yr Fixed 3.375% 3.50%
20 Yr Fixed 3.375% 3.50%
15 Yr Fixed 2.75% 2.875%
7/1 ARM 3.0% 3.125%
5/1 ARM 2.75% 2.875%
3/1 ARM 2.75% 2.875%
Updated as of 5/22/2013




'Shadow Inventory' Threat Reduced
29 Mar 2013
The number of distressed homes looming in “shadow inventory” dropped 18 percent in January compared to a year ago, according to the latest report by CoreLogic. The shadow inventory now encompasses about 2.2 million homes, or about a nine-month supply at the current sales pace, according to CoreLogic.
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Our priority is providing you with exceptional service with industry low fees and competitive rates.

All lender fees are disclosed upfront with our accurate Good Faith Estimate and come with our closing guarantee.

Our goal is to provide the facts necessary for you to make the most informed decision possible, one that integrates into your personal and financial plans and long term goals.

We are located in Fort Collins and offer residential mortgages in Colorado and commercial financing nationwide.


“Great job. The best rates I could find. Closing cost estimate was right on. Very responsive and fast. I'll be calling him again the next time I need help.”

Pat M, Longmont

"I really appreciate how you went the extra mile to compete with the builder's lender, even though their lender had $8k+ in incentives to play with, you were competitive. It's great how responsive you are to phone or e-mail inquiries and how patient you are explaining what can be a very complicated and confusing process. If I ever need to refinance or get a new loan, I won't hesitate to use Talent Financial again and I'd strongly recommend you to anyone else looking for a new or refinanced loan."

Tim F., Castle Rock

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Integrity and trust is why our clients refer us to their friends, families, neighbors and co-workers. You can feel confident in knowing that Talent Financial is approved with all federal and state requirements, has maintained a Grade A Rating as an Accredited Business with the Better Business Bureau and annually meets the stringent standards as nationally recognized Certified Mortgage Planning Specialists.
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